If you're supporting a loved one in prison, you may need to send them money from time to time. Sending money to an inmate can be a confusing process if you've never done it before. There are many different ways to pay and many distinct laws and limits you must follow. You also may even need to engage in an inmate search to find the correct information that you need.
The Most Common Mistakes People Make When Sending Inmates Money
If you need to send money to an inmate, there are many complicated issues you can run into. You can avoid financially compromising situations by being aware of common mistakes others tend to make.
They Don't Verify the Inmate's Name and ID Number
Before moving forward with transferring funds to your loved one, remember to double-check the inmate's details. You'll need the inmate's name, ID number, and the facility the inmate is being held in. Sending money to the incorrect prisoner can cause significant delays and complications that are difficult to resolve. If you're struggling to find the information you need, try using an inmate search engine such as Jail Exchange which gives you extensive and up-to-date information about inmates, institutions, arrests, criminals, and laws.
They Don't Include the Inmate's Name And ID Number On Every Transaction
When you send money to an inmate, include their ID number on the money order or check to verify that the payment is sent to the right individual. The name alone isn't enough, as two inmates may share the same name, resulting in a mix-up. If you don't know your loved one's inmate number, check an inmate list with an inmate search.
They Don't Know The Different Payment Methods
There are various payment options available for giving money to convicts. Each method for sending money has advantages and disadvantages, and it is important to choose the way that best suits your needs.
Checks
Checks are a traditional and popular method of sending money to inmates, but they may not be the best way. Checks are very prone to fraud since they are easy to edit and fabricate. However, if you want to send a check to an inmate, simply write the inmate's name, ID number, and the address of the jail or prison where they are housed on the check. Facilities process checks similarly to money orders, except they may take longer to clear and credit the inmate's account.
Money Orders
Money orders are similar to checks in that they are prepaid, and you can get them at various venues such as post offices, supermarkets, and convenience stores. Most facilities see money orders as more secure than checks since they are prepaid and do not require the usage of a bank account. The process for sending a money order requires the same information as sending a check. Facilities usually process these checks within a few days. The money is then added to the inmate's account once the facility has processed the money order.
Cashier's Check
Cashier's checks are similar to money orders in that they are issued by banks, although they are generally regarded as more secure. Cashier's checks are processed similarly to money orders. The main difference is that they sometimes take longer to clear and be deposited to the inmate's account, and they may have greater fees than money orders or checks, so you should put serious consideration into if a cashier's check is the suitable payment method for you.
Online Payment Services
Online payment systems are becoming a common way to transfer money to inmates. Using a secure website or mobile app, you can transfer funds to an inmate's account. Online payments offer a faster and more convenient way to send inmates money than money orders or checks. If you want to use an online payment service, open an account and provide the required information. Some online payment providers may include extra features, such as tracking your payment status or seeing your transaction history.
They Don't Know The Different Fees And Limits Related To Sending Money
Different payment methods and institutions have additional restrictions and costs for sending money to inmates. The amount of money inmates actually get depends on various fees and conditions, which is why it's crucial to plan around these factors. Money orders and checks are often cheaper than electronic payments, making them a good option for someone looking to avoid fees.
They Didn't Keep the Receipt or Confirmation Number
Your receipt or confirmation number is proof of the amount of money sent. Having any of those documents can be invaluable in settling disputes. It can serve as evidence if any discrepancies occur later down the line.
They Don't Research The Facilities Rules
When it comes to transferring money to inmates, each facility has its own set of regulations and procedures. You need to verify the institution's website or contact them directly to see what payment options are accepted and any fees that may apply. For example, some facilities may take money orders and checks, while others may demand electronic payments through a secure website. Failure to obey the institution's requirements may result in delays or the possible return of your money.
They Send Money To Strangers
You should only transfer money to people you know and trust because there are several scams related to sending money to inmates. Sending money to a stranger could pose a security risk or even result in fraud.
Jail Exchange is an online inmate search resource for free information related to arrests, criminals, courts, laws, most wanted, and family help information. Browse an extensive inmate list to get the information you need and stay protected before you send money to an inmate.
